PBZ housing loans in EUR

A world in which it is easier to get an apartment is possible.
PBZ housing loans enable you with a simple and favourable mode of financing and resolving your housing needs, from the purchase, construction, upgrading or adaptation of your apartment/house according to your needs and wishes.

Contract a PBZ housing loan in euro at your closest PBZ Branch Office.

Benefits with which you can realise a PBZ housing loan:

  • possibility of selection of a variable or fixed interest rate or combination of fixed and variable interest rate
  • loan amount up to as much as EUR 350,000 and for renovation up to EUR 70,000
  • approval of the loan for renovation, completion, upgrading, additional construction, reconstruction and in case the loan applicant is not the owner of the credited real estate
  • the model of adaptation loans, without establishing a mortgage for loans up to EUR 40,000
  • payment of up to 10% of loan amounts in cash for payment of expenses related to the realisation of housing loans
  • possibility of using the loan for adaptation, completion, upgrading, additional construction, reconstruction/construction up to 70% in cash 
  • contracting a moratorium (delayed repayment) of up to 18 months may be possible during maternity leave for existing housing loans, without paying interest
  • selection of a combination of loan insurance instruments according to the possibilities of the client
  • possibility of paying the fee and policy premiums from the approved loan
  • selection of the loan repayment model in instalments, standard annuities or annuities with a special repayment plan
  • repayment in instalments enables faster loan repayment and, thus, minor costs for the interest, while the repayment with gradual increase in annuities leaves more free funds for your other needs during the realisation of housing loans
  • the selection of the date for the repayment of monthly annuities/instalments (any day in a month)
  • grace period up to 12 months (except with a special repayment plan)
  • possibility of contracting an automatic partial loan repayment
  • contracting insurance policies possible in Bank’s branch offices with the bank acting as a representative in the sale of insurance policies.

Additional information you can find:

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