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Authorized overdraft

Information on the transition from silent overdraft to the authorized overdraft .

As of June 19, 2023, we have introduced an allowed overdraft on a current account in euros into the offer

In June 2023 the Bank sent an offer or an invitation to existing users of silent overdraft to switch from silent overdraft to authorized overdraft by contraction and authorized overdraft.

Until the date of acceptance of the offer to negotiate the authorized overdraft and the conclusion of the agreement on the authorized overdraft, but not later than June 30, 2024, existing customers will be able to use the silent overdraft.

You can find more detailed information in the answers to the questions below, as well as via the PBZ Digital Banking service in the menu Accounts.

Overdraft and possibility of repayment in installments

In order for existing users to continue to be able to use the overdraft on the PBZ current account in euros and pay in installments with the Visa Inspire card, it is necessary to sign an agreement on the permitted overdraft by June 30, 2024.

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