Current account in HRK
Take advantage of the benefits
Overdraft
Instalments
Simple and quick access to money
The right choice for your finances
Over 800,000 citizens have shown their trust in the PBZ current account in HRK and the PBZ payment card.
By opening a current account to receive your salary or pension, you can receive many benefits
I am switching to
You have decided to change the bank for your financial operations?
Switching your account to PBZ can now be done quickly and simply!
Visit your nearest PBZ branch, sign the authorisation to switch your account to PBZ and leave the rest to us.
Favorable fees
- no current account management fee for the first 90 days or 12 months* if you are a user of a PBZ loan and direct your income to a PBZ current account
- from 5.40 to 9.00 HRK per month, or from 2.70 to 4.50 HRK per month for maintaining a current account for pensioners (payment of a pension on a current account)
- the amount of the fee is reduced depending on Inovacija package.
- no fee for young people 18-25 years. Learn more on PBZ youth
* special benefit until January 31, 2022 for clients who are users of existing or newly contracted PBZ loans and who until January 31, 2022 direct regular income to the existing or newly contracted PBZ current account in HRK.
Flexibility
Be flexible in case of sudden needs:
- the possibility of making an overdraft available in the amount of three average six-month regular incomes (salaries/pensions) or in the amount you had in your previous bank up to 40,000.00 HRK.
- the overdraft is made available for a period of 6 months with the possibility of renewal
- lower fixed interest rate on the used amount of overdraft from 6.23% to 8.23% per year with the Inovacija package.
- with overdraft, the possibility of approving installment payments with Visa Inspire card up to 36 installments without interest and fees with a month of waiting for payment of the first installment
Contactless mobile payment
Forget about your wallet, perform daily transactions contactlessly via mobile phone!
- Contactless payment without a PIN up to 250 HRK*
- Repayment in up to 36 instalments at over 29,000 points of sale
- Secure Internet shopping
* Visa Inspire cards issued before 25.5.2020. have a limit of contactless payment without entering a PIN up to 100 kuna.
Money availability
The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:
- at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
- faster cardless cash withdrawals at PBZ ATMs with #withCASH
- easier payments of your repeating obligations with standing orders and direct debits
- control your money 24/7 with PBZ Digital Banking
With Visa Inspire card
- Installment purchases can be made at more than 29,000 points of sale throughout Croatia, with a wide range of offers - from furniture and technical goods, through clothing and footwear, entertainment to travel.
- The possibility of installment payments of up to 36 installments without interest and fees, depending on the maximum number of installments that can be realized with an individual sales partner, for all or part of the range.
Special offers from partners
There are currently no special offers in cooperation with Visa Inspire card payment partners in installments.
* The convenience of installment repayment can be used by clients who receive regular PBZ current account receipts in HRK and have overdraft.
Secure online shopping
