Current account in HRK
Take advantage of the benefits


Money availability
The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:
- at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
- faster cardless cash withdrawals at PBZ ATMs with #withCASH
- easier payments of your repeating obligations with standing orders and direct debits
- control your money 24/7 with PBZ Digital Banking
The right choice for your finances
Over 800,000 citizens have shown their trust in the PBZ current account in HRK and the PBZ payment card.
By opening a current account to receive your salary or pension, you can receive many benefits

- Contactless payment without a PIN up to 250 HRK*
- Repayment in up to 36 instalments at over 29,000 points of sale
- Secure Internet shopping
* Visa Inspire cards issued before 25.5.2020. have a limit of contactless payment without entering a PIN up to 100 kuna.
Overdraft
Direct your steady income to your PBZ current account in HRK and we will give you the option of an overdraft in an amount at least equal to the one you had in your previous bank and up to 40,000.00 HRK.
Advantages
Flexibility
- An additional amount of funds in the event of sudden needs.
Amount of overdraft
- An overdraft of up to 40,000.00 HRK.
Automatic renewal
- Overdraft renewal every 6 months.
Features
- Renewed every six months in the amount of your average income received in the past 6 months.
- The highest amount is three salaries/pensions, and up to 40,000.00 HRK.
- The interest rate is paid on the utilized overdraft amount and can be reduced in accordance with the Inovacija package.
Additional funds
Direct your steady income to your PBZ current account in HRK and we will give you the option of an overdraft in an amount at least equal to the one you had in your previous bank and up to 40,000.00 HRK.
Special offers from partners
Currently there are no offers.
* The convenience of installment repayment can be used by clients who receive regular PBZ current account receipts in HRK and have overdraft.
Fee
The management fee for a current account in HRK is monthly, ranging from 6.30 to 9.00 HRK depending on the Innovation package. The first regular monthly management fee for a current account in HRK will be charged 90 days after the account is opened.
No management fee is charged for student current accounts in HRK.
For pensioners, the management fee for a current account in HRK is monthly, ranging from 3.15 to 4.50 HRK depending on the Innovation package. The fee is charged to adult current account users who receive income in their current account in HRK only on the basis of pension payments. If the user, aside from the payment of pensions, also receives payments in their current account in HRK that are not pensions (salary, other steady monetary income etc.), as well as in the case of the cessation of pension payments in a continuous consecutive three-month period, the Bank will charge the User a regular monthly management fee for the current account in HRK.

I am switching to
You have decided to change the bank for your financial operations.
Switching your account to PBZ can now be done quickly and simply!
Visit your nearest PBZ branch, sign the authorisation to switch your account to PBZ and leave the rest to us.