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Current account in HRK

The key to your finances and receiving numerous benefits from the Bank

Take advantage of the benefits

Overdraft

Up to 40,000 HRK overdraft after receiving the first income payment.

Instalments

Instalments without fees for up to 36 months at PBZ POS devices.

Simple and quick access to money

Your funds available always and everywhere using Visa Inspire card.

Carry out bank transactions anywhere, at any time.
PBZ digital banking
Carry out bank transactions anywhere, at any time.
Use PBZ Digital Banking to control your money 24/7.
Review your account details and check your transaction history.
Transfer money faster and more easily wherever you are and whenever you want.
Activate smart notifications to get information about payments to your account.
Availability of money

Money availability


The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:

  • at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
  • faster cardless cash withdrawals at PBZ ATMs with #withCASH
  • easier payments of your repeating obligations with standing orders and direct debits
  • control your money 24/7 with PBZ Digital Banking

The right choice for your finances

Over 800,000 citizens have shown their trust in the PBZ current account in HRK and the PBZ payment card.

By opening a current account to receive your salary or pension, you can receive many benefits

The Visa Inspire Card
The Visa Inspire Card
  • Contactless payment without a PIN up to 100 HRK
  • Repayment in up to 36 instalments at over 20,000 points of sale
  • Secure Internet shopping
Find out more

Overdraft

Direct your steady income to your PBZ current account in HRK and we will give you the option of an overdraft in an amount at least equal to the one you had in your previous bank and up to 40,000.00 HRK.

Advantages

Advantages

Flexibility

  • An additional amount of funds in the event of sudden needs.

Amount of overdraft

  • An overdraft of up to 40,000.00 HRK.

Automatic renewal

  • Overdraft renewal every 6 months.
Additional funds

Additional funds

Direct your steady income to your PBZ current account in HRK and we will give you the option of an overdraft in an amount at least equal to the one you had in your previous bank and up to 40,000.00 HRK.

Features

Features

  • Renewed every six months in the amount of your average income received in the past 6 months.
  • The highest amount is three salaries/pensions, and up to 40,000.00 HRK.
  • The interest rate is paid on the utilized overdraft amount and can be reduced in accordance with the Inovacija package.
Special offers from partners

Special offers from partners

Carefree in the new school year!

Special offer until 30.9.2019.

Look forward to the new school year. By September 30, 2019, pay for all necessary equipment and books up to 12 installments free of interest and Visa Inspire card fees with a month's grace period for the first installment. The installment number depends on the amount and terms of sale of the partners participating in this special offer:

  • up to 3 installments: EZOP craft for the antique trade
  • up to 6 installments:ABERRO, ALFA, ARTMEN, DOMINOVIĆ, LIPROM, NARODNE NOVINE, TIP-KUTINA, VACOM, V.B.Z., ZNANJE
  • up to 12 installments: EKUPI, ŠKOLSKA KNJIGA

* The convenience of installment repayment can be used by clients who receive regular PBZ current account receipts in HRK and have approved overdraft.

 

Fee

The management fee for a current account in HRK is monthly, ranging from 4.90 to 7.00 HRK depending on the Innovation package. The first regular monthly management fee for a current account in HRK will be charged 90 days after the account is opened.

No management fee is charged for student current accounts in HRK.

For pensioners, the management fee for a current account in HRK is monthly, ranging from 2.45 to 3.50 HRK depending on the Innovation package. The fee is charged to adult current account users who receive income in their current account in HRK only on the basis of pension payments. If the user, aside from the payment of pensions, also receives payments in their current account in HRK that are not pensions (salary, other steady monetary income etc.), as well as in the case of the cessation of pension payments in a continuous consecutive three-month period, the Bank will charge the User a regular monthly management fee for the current account in HRK.

Open your current account
Step 1
Find your nearest PBZ branch

List of branches
Step 2
Prepare your valid identity card
Step 3
Fill out the required documentation and contract
Step 4
You can empower one or more persons to dispose of the funds

I am switching to


You have decided to change the bank for your financial operations.

Switching your account to PBZ can now be done quickly and simply!

Visit your nearest PBZ branch, sign the authorisation to switch your account to PBZ and leave the rest to us.

Do you need help?

We will answer all your questions

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