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We would like to inform you that Privredna banka Zagreb d.d. (hereinafter: the Bank) has recently amended its Decision on fees in transactions with domestic and foreign business entities, individuals and financial institutions (hereinafter: the Decision). It refers to the introduction of a fee on EUR legal entities deposits larger than EUR 1 million (balances in EUR demand deposit accounts/transaction accounts). The said amendment will become effective starting from1 May 2021 for the EUR accounts of financial institutions.
The fee level is 0.50 % p.a., and it will be calculated on a monthly basis on the last day in a month for the current month, on the basis of daily account balances that exceed the above-mentioned amount. Daily account balances that are lower than the mentioned amount will not be included in the basis for calculation. Calculated fees will be collected in accordance with the agreed terms and conditions, by directly debiting transaction account in EUR, on the 10th day after the calculation, while the notice of fee calculation will be delivered via the regular communication channel.
The Bank has introduced the mentioned fee after taking into consideration the costs it bears in connection with foreign currency funds held in accounts in Croatia and abroad, in accordance with the usual practice followed in Eurozone countries. For example, the European Central Bank (hereinafter: the ECB) already introduced in June 2014 a negative interest rate on deposits, which - as of September 2019 - stands at the level of - 0.50%.


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