Transaction Banking

NOTICE TO THE CLIENTS

This is to inform you that amendments will be made to the below listed documents of Privredna banka Zagreb d.d. (hereinafter: the Bank) used in transactions with business entities, to take effect on 1 January 2023:

General Operating Terms of Privredna banka Zagreb d.d. for transaction accounts and performance of payment and other services for non-consumers
Fees for services in payment transactions charged to business entities (hereinafter: the Price List/Tariffs)
Cut-Off Time (Time of receipt and execution of payment system orders)
General Terms for the Use of Electronic Banking Services of Privredna banka Zagreb for Business Entities
General Operating Terms of PBZ d.d. for Issuance and Use of Debit Cards for Business Entities
General Terms for the Use of PBZ Digital Banking for Business Entities

The above-mentioned documentation has been modified for the purpose of adjusting business processes to the introduction of the euro as the official currency in the Republic of Croatia, to take place on 1 January 2023.
For your convenience and to help you navigate in new circumstances, we have prepared a review of most important changes and adjustments - follow the link - related to transaction accounts.

Founding Deposit

When submitting the application for registration of a company (association, cooperative, foundation) in the Commercial Court register (or other appropriate register in accordance with the type of business), the founder shall, along with other documents for registration, submit to the competent authority a certificate of the payment of the founding deposit.

The payment of the initial deposit can be made at any of our branches according to the instructions you will receive from the staff at the PBZ Sinergo Desk, separate premises in the subsidiaries and branches of the Bank intended for operations with other businesses (SMEs). A payment of a non-resident for the founding deposit/recapitalization in foreign currency is not possible at the Bank’s counters.

Foreign cash can be deposited to a non-resident account of the payer after which a non-cash payment of the founding deposit/recapitalization in foreign currency is executed.

Corporate clients and financial institutions are provided with full support by a client relations manager in the payment of the founding deposit.

Business Account

Business Account

Opening a transactions account at Privredna Banka Zagreb d.d. is the first step in setting up your business relationship with the Bank. A client at the Bank can open a transactions account for regular operations, accounts of sub-organizational units and specific purpose accounts, depending on its business needs. In addition to opening and managing a transactions account, we have provided a fast, high-quality and efficient payment system with a wide range of banking products and services for your business.

Forms for opening a transactions account you can find on the link

Card Business

Visa Business Electron debit card fo

Need a card for cash withdrawal and payments? Become a user of the Visa Business Classic international debit card for business entities.

The account owner can submit a request to issue the card for each business account in EUR for an unlimited number of card end-users.

Characteristics of the VISA Business debit card for business entities:

• the highest safety level with devices supporting chip technology;

• payments in stores and cash withdrawals at ATMs in the Republic of Croatia and abroad, with a mark indicating that they accept Visa cards, and PIN authorization;

• contactless payment in stores where, in order to make a purchase with a value up to EUR 40, all you have to do is place the card near the POS device, while a purchase with a value over EUR 40 requires an additional PIN authorisation;

• depositing cash in EUR into the transaction account using a cash-in ATM of the Bank, up to a maximum of EUR 5,000 per transaction account;

• depositing coins in a coin counter with a mark indicating that it accepts VISA cards;

• payments at POS devices at home and abroad with a mark indicating that they accept VISA cards;

• balance review of the transaction account (if the user is authorised)

Application Form

Application form for debit card

Additional information you can find:

on free info telephone 0800 PBZ COM (0800 729 266)
on e-mail address: com@pbz.hr
or contact your client relations manager.

Deposits

Deposit Insurance

The Deposit Insurance Act regulates the insurance of deposits in credit institutions having their registered office in the Republic of Croatia, and in branches of credit institutions with registered offices abroad.

According to said Law, all credit institutions registered in RH are bound to be members of the deposit insurance system.

Deposits

In a time of great and rapid changes in the financial market, as a reliable and competent partner we offer you the following: primarily deposit security, competitive deposit terms and conditions, flexible deposit terms and conditions, versatility and adaptability of deposits to the needs and business opportunities of legal persons.

Deposit Protection Basic Info

Basic Info on Deposit Insurance - Jan 1, 2023

Online Banking

Online Banking Services

PBZCOM@NET - Perform your financial tasks cheaper and faster by using this online banking service. You are required to have a computer with internet access and you will be able to access your business account using a smart card or a USB device. Set up the PBZCOM@NET service with your client relations manager or at the PBZ Sinergo desk. Fill out, validate and sign your Application Form and Request .
FINA Business Certificates - you can find more information about technical prerequisites and links to download application and support for using certificates at https://com.pbz.hr/certifikati.html
Request the issuance of FINA business certificates from your client relations manager or at the PBZ Sinergo desk.
PBZ Digital banking for business entities - a full-range online banking service incorporating the latest functionalities, which can be used in two ways, on a mobile device or a computer
Linked documents
InBiz - a new online banking portal of Intesa Sanpaolo Group intended for business clients, is available now in Croatia, Italy as well as in 8 other European countries.The new service of Intesa Sanpaolo enables management of transaction accounts, financing of import - export operations and factoring, with a very easy navigation through a unique ISP Group Portal. Visit the InBiz website for more information.
PBZCOM-SMS - You can find out about any changes to your business account with a text message. Contract the PBZCOM-SMS service, with the only requirement being an active HRK business account at the PBZ and a cell phone. You will become a PBZCOM-SMS user by filling out, validating and signing the Application Form and a Request and by sending them to your nearest PBZ Sinergo desk. You activate the PBZCOM-SMS service by using the PBZCOM@NET.

e-Office - Contract the e-Office service and receive a statement from the business account to your e-mail. You don’t need to be a user of online banking to contract the e-Office service. You can request the contracting of the e-Office service at your nearest PBZ Sinergo desk or by using PBZCOM@NET.

Transaction Banking