General purpose S-loan
Finance your working capital needs and achieve your social or governance goal.
Benefits
General purpose loan
Users
Goals
Characteristics
Loan users
Corporate and SME Clients.*
*Clients who meet the product conditions.
Loan amount
According to the Client's business needs.**
**According to the Bank's business policy.
Purpose of the loan
- General purpose loan.
- Disbursement of funds to the Client's transaction account in the Bank.
Benefit
A price benefit for the Client related to the achievement of a social or governance goal.
Insurance instruments
In accordance with the assessment of the Client's credit risk.
Fees
According to the Bank's Decision on fees.
Client obligations
The client undertakes to achieve a social or governance goal during the duration of the loan.
Announcement on achieved social or governance goal
The client publishes the status of the achievement of the social or governance goal during the term of the loan once a year through a Statement in the notes to the Financial Statement/Sustainability Report.
The client can choose one of the offered social and governance goals:
Social:
- Activities of community support according to multi-year program
- Development of customer and/or supplier engagement programs on sustainability issue
- Introduction of initiatives to promote female participation to society
- Quota of new hires dedicated to female employees
Governance:
- Development of welfare programs for female employees
- Introduction of programs to increase welfare for employees
- Introduction of policies to promote gender parity
- Activities to train employees on sustainability themes
