I am entering a new investment cycle
Special loan programmes to encourage the development of small and medium-sized enterprises.
Loans
Choose a loan according to your needs.
D-krediti
Povoljnije financiranje tijekom procesa digitalne tranzicije poslovanja.
- Support in the digital transition process.
- Basic and specific purposes of financing.
- Acceptable loan term from 18 to 36 months.
General purpose S-loan
Finance your working capital needs and achieve your social or governance goal.
- Disbursement of funds to the account
- Corporate and SME clients
- To achieve social or governance goals
Purpose-specific green S-kredit
Finance your investments and achieve your environmental goal.
- Funds disbursed to the Client’s or supplier’s/contractor’s account
- Corporate and SME Clients
- Loan amount is determined aaccording to Clients business needs
Green Loans
Special loan programmes
- Working as partners to design a new economic system
- Identifying eligible projects
- Financing green and circular economy projects
HBOR
Special loan programmes
- Entering the world of entrepreneurship
- For encouraging the development of small and medium-sized enterprises
- Improve your business operations
COSME
A credit program for your easy access to funds
- Reduced demand for insurance instruments
- Faster loan application processing
- Longer loan repayment periods
ESIF
Affordable financing with EU support
- Longer loan repayment periods
- Co-financed by the European Regional Development Fund
- A better ESIF loan compared to other banks that offer it
EIF INNOVFIN
Support for financing research, development and innovation
- Easier realisation of financing
- Reduced requirements for insurance instruments
- Longer loan repayment periods
