The interest rate 3.08% for housing loan with mortgage is valid for the period from 27.10.2025 to 15.12.2025, at which at least two thirds of clients can conclude a loan agreement with the Bank (representative example).

The interest rate 3.58% for housing loan without mortgage is the rate at which at least two thirds of clients can conclude a loan agreement with the Bank (representative example).

The APRC is calculated on the specified loan amount, with the specified repayment period and a fixed interest rate for the entire repayment period without additional costs. The client will receive the exact calculation of the APRC in the European Standard Information Form (ESIS), which will be delivered to him as part of the pre-contractual documentation.

For more information, see General information available at the bottom of the page under "Related Documents" or at the branch.
The calculation is informative and is not binding for the Bank.

The interest rate shown is valid for the period from 27.10.2025 to 15.12.2025, at which at least two thirds of clients can conclude a loan agreement with the Bank (representative example).

TheAPRC is calculated on the specified loan amount, with the specified repayment period and a fixed interest rate for the entire repayment period. The client will receive the exact calculation of the APRC in the European Standardised Information Form (ESIS) which will be delivered to him as part of the pre-contractual documentation.

For more information, see the General Information available at the bottom of the page in the "Related Documents" section or at the branch office.

The calculation is informative and is not binding for the Bank.

The APRC is calculated on the stated loan amount, with the stated repayment period and a fixed interest rate for the entire repayment period. The client will receive the exact calculation of the APRC in the European Standardised Information Form (ESIS) which will be delivered to him as part of the pre-contractual documentation.

For more information, see General information available at the bottom of the page in the "Related Documents" section or at the branch.
The calculation is informative and is not binding for the Bank.

The interest rate is fixed for the entire repayment period. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The APRC is calculated on the stated loan amount, with the stated repayment period and fixed interest rate for the entire repayment period and without additional costs. The client will receive the exact calculation of the APRC in the European Standardised Information Form (ESIS) which will be delivered to him as part of the pre-contractual documentation.

For more information, see General information available at the bottom of the page in the "Related Documents" section or at the branch.
The calculation is informative and is not binding for the Bank.