Loans are contracted exclusively at a fixed interest rate for the first 5 years of repayment and thereafter the variable interest rate in the remaining repayment period. The amount of the interest rate depends on client's credit risk and status of the client. The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK / 6M NRS1 for EUR). The interest rate is shown with the lowest credit risk and client status. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The amount of the interest rate depends on the choice of the tenor, loan currency, type of interest rate and collateral instrument, client's credit risk and status of the client. The fixed interest rate for mortgage loans additionally depends on the amount of the loan amount compared to the estimated value of the property. The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK / 6M NRS1 for EUR). The interest rate is shown with the lowest credit risk, client status and loan amount up to 80% of the estimated value of the real estate. APRS and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs. 
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The amount of the interest rate depends on the choice of loan currency and type of interest rate, and individual relationship of the client with the Bank, while the amount of the fixed interest rate additionally depends on the tenor.
The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK / 6M NRS1 for EUR). The interest rate is shown with the lowest credit risk and client status. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK/6M NRS1 for EUR). APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The amount of the interest rate depends on the choice of the loan currency and credit risk of the client. The interest rate with the lowest credit risk is shown. The variable interest rate is defined as the sum of the fixed and variable part (6M NRS1 for HRK / 6M NRS1 for EUR). APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

The interest rate with the client status is displayed. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.