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Perspektiva savings

Save with subsequent in-payments according to your capabilities.

This is why you’ll like it


Choose the amount and deposit rate as you like

Great terms

Fixed-interest rate, premium and a choice between EUR or USD


Contract savings using digital banking or at your nearest PBZ branch

Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
With digital banking, you can easily manage your finances from home or wherever you are
Set free notifications for the expiry of the fixed-term period
You can see the details of your deposits at any time
Track your finances using real-time transaction notifications


  • the minimum initial savings amount is EUR 50,00/USD 50,00, with subsequent deposits that fit your needs
  • 24 to 84 month or 6 to 36 months fixed-terms depending on the currency, and a fixed-interest rate
  • interest payment upon expiry of the agreed fixed-term period
  • upon expiry of the initial fixed-term period, a premium is calculated on the interest amount
  • no fees for premature cancellation


You can make subsequent deposits* into your savings account using:

  • a standing order
  • PBZ digital banking
  • at PBZ branch offices

*subsequent payments are possible for authorized persons.

General notes related to interest rates on term savings

All displayed interest rates are expressed on an annual basis. The amount of the interest rate on time deposits is determined and contracted by an individual agreement on a time deposit as a fixed, annual, nominal interest rate.

Interest is calculated using the decursive method, with the application of a conforming interest rate. All details related to the manner, method and rules of interest calculation in Privredna banka Zagreb d.d. are described in detail in the General Terms and Conditions for Business with Natural Persons - Citizens.

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