Smart payments
This is why you’ll like it

Practicality
Forget your wallet, pay contactless with your mobile phone!
Carry out everyday transactions using just your Android or iOS mobile phone and take advantage of the simpler payment.
Fast payments to Favourites
Add to trusted beneficiary
Do you have contacts that you regularly make payments in your list of the recipients? Or are you the person in the family who "fills" the other members' mobile phones with the vouchers?
You can mark those account numbers and mobile phone numbers that you keep track of ar reliable and you can make such transactions faster without the need to authorize each.
Faster payments
Check bank accounts of your most common recipients as reliable and you can pay for these funds without the need for authorization for each transaction using biometric ID or PIN.
Easy transfer
Accelerate transfers
Would you like to transfer funds between your accounts in a simpler way or pay a credit card account in a moment? Activate Easy transfer functionality and you can make transactions at a glance.
If you enable the Easy transfer feature, you can transfer money from your current or savings account in the same or different currency, to pay on your credit cards or loans, without the need to authorize each transaction.
Scan and pay
The simplest way to pay your bills
Do not wait to find a post office or come to your computer to pay your bills. Simply take your smartphone and pay your monthly bills in seconds by scanning your payment order.
Pay in the moment
Simply scan the payment order with your smartphone camera to automatically fill in payment information. No text entry or manual data entry. Simply pay your bills by confirming the auto-embedded data.
Scan the payment slot
You can easily and quickly fill out payment order even without 2 D bar code. Simply use Scan and Pay functionality to scan a payment slot and all the data will be uploaded to your payment order.
#withPAY
Quick payment to your contacts
#withPAY allows you to pay at the speed of light, which makes daily banking transactions faster and more convenient than ever before.
Simply open the PBZ mobile banking application and pay directly to your contacts from the pre-login screen of the app.
Registration and payment
To start using #withPAY, sign in to the service by clicking the #withPAY button on the login screen of the app or in Settings. All you need is the mobile phone number registered in the bank database and the active account in kunas.
Payment via #withPAY is made between the service user. To pay, just click on #withPAY on the login screen of the app and select the recipient from your contact list. You can search for your contacts and show them with photos to make everything more intuitive. Determine the amount you want to pay, add a description and done! Payment is approved by biometric ID or PIN.
Join!
Every day, more and more people value the simplicity and efficiency of #withPAY.
Invite friends and contacts to connect by selecting them in the contacts list and invitation will be sent to them automatically.
Fast Instant Payments
In just 10 seconds, transfer the funds to the recipient in another bank!
The new Instant payment service enables all PBZ clients, citizens and business entities, a fast and efficient service in making and executing Instant payment orders in kunas to a transaction account in another bank in Croatia by means of all the bank channels – at a PBZ branch, through PBZ digital banking – mobile and online version, PBZCOM@NET.
The funds will be transacted to the recipient of the Instant order in 10 seconds at most regardless in which of the banks in Croatia he has an open transaction account with the necessary precondition that the bank of the payer and the bank of the payment recipient are participating in the newly established NKSInst payment system. For now, the participants are PBZ, HPB and Partner banka and other banks are expected soon.
Instant payment advantages:
- Service availability 24/7/365 – transactions can be made any day of a year, 24 hours a day, regardless if it is a business or non-business day
- Speed – the transaction is made and the funds are available on the recipients’ account within 10 seconds at most
- Access the service from anywhere – Instant payment orders can be made through digital channels (PBZ digital banking – mobile and online version) and in PBZ branches
- Maximum amount of the transaction – up to EUR 13.273,00 (HRK 100.000,00) per transaction.
Try the fastest payment by NKSInst payment system!
