Current account in euros
Take advantage of the benefits
Authorized overdraft
Payment in installments
Easy and fast access to money
- Divide purchase costs in a few clicks - directly via the PBZ Digital Banking mobile app!
- The cost of online purchase or purchase at the point of sale in the country and abroad in the amount of EUR 70.00 to EUR 400.00.
- In 3 installments only.
- With a one-month delay in payment of the first installment.
Interested in more about the benefits and conditions of PBZ transaction accounts?
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The right choice for your finances
Over 800,000 citizens have shown their trust in the PBZ current account in EUR and the PBZ payment card.
By opening a current account to receive your salary or pension, you can receive many benefits
Favorable fees
- no current account management fee for the first 90 days or 12 months* if you are a user of a PBZ loan and direct your income to a PBZ current account
- from EUR 0,97 to EUR 1,61 per month, or from EUR 0,43 to EUR 0,72 per month for maintaining a current account for pensioners (payment of a pension on a current account)
- the amount of the fee is reduced depending on Inovacija package.
- no fee for young people 18-25 years. Learn more on PBZ youth
* special benefit until December 31, 2025 for clients who are users of existing or newly contracted PBZ loans and who until December 31, 2025 direct regular income to the existing or newly contracted PBZ current account in EUR.
Flexibility
Be flexible in case of sudden needs:
- the possibility of contracting an authorized overdraft available in the amount of up to 3.5 average quarterly regular inflows, a maximun of EUR 5.310,00
- interest rate on the used amount of the overdraft is 5.28% per year, fixed
- the authorized overdraft is contracted for a period of 6 months with the possibility of renewal
Payment in installments
- Installment purchases with Visa Inspire current account card in euros can be made at more than 29,000 points of sale throughout Croatia, with a wide range of offers - from furniture and technical goods, through clothing and footwear, entertainment to travel.
- The possibility of installment payments of up to 36 installments without interest and fees with a one-month delay in paying the first installment.
Learn more on installment payments and special partner offers!
More information on the option of subsequent installments via mobile app.
* Installment payment benefits can be used by clients who receive regular income on a PBZ current account in euros and have an authorized overdraft.
Contactless mobile payment
Forget about your wallet, perform daily transactions contactlessly via mobile phone!
- Contactless payment without a PIN up to EUR 40,00*
- Repayment in up to 36 instalments at over 29,000 points of sale
- Secure Internet shopping
*For additional security in certain situations, the contactless transaction will need to be confirmed with a PIN even for smaller amounts.
Money availability
The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:
- at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
- faster cardless cash withdrawals at PBZ ATMs with #withCASH
- easier payments of your repeating obligations with standing orders and direct debits
- control your money 24/7 with PBZ Digital Banking
Secure online shopping
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