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Current account in euros

The key to your finances and the realization of numerous benefits at the Bank.

Take advantage of the benefits

Authorized overdraft

The possibility of contracting the authorized overdraft.

Payment in installments

Installment payment without interest and fees up to 36 months on POS.

Easy and fast access to money

Funds available anytime, anywhere with the Visa Inspire card.


As of June 19, 2023, Privredna banka Zagreb has introduced an authorized overdraft on a current account in euros. The authorized overdraft can be contracted at a PBZ branch and via the PBZ Digital Banking service.

Here you can find more detailed information about transfering from silent to authorized overdraft.

Pay at once. Divide into installments later.
Pay at once. Divide into installments later.
  • Divide purchase costs in a few clicks - directly via the PBZ Digital Banking mobile app!
  • The cost of online purchase or purchase at the point of sale in the country and abroad in the amount of EUR 70.00 to EUR 400.00.
  • In 3 installments only.
  • With a one-month delay in payment of the first installment.
Learn more

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The right choice for your finances

Over 800,000 citizens have shown their trust in the PBZ current account in EUR and the PBZ payment card.

By opening a current account to receive your salary or pension, you can receive many benefits

Favorable fees

  • no current account management fee for the first 90 days or 12 months* if you are a user of a PBZ loan and direct your income to a PBZ current account
  • from EUR 0,71 to EUR 1,19 per month, or from EUR 0,36 to EUR 0,60 per month for maintaining a current account for pensioners (payment of a pension on a current account)
  • the amount of the fee is reduced depending on Inovacija package. 
  • no fee for young people 18-25 years. Learn more on PBZ youth

* special benefit until December 31, 2024 for clients who are users of existing or newly contracted PBZ loans and who until December 31, 2024 direct regular income to the existing or newly contracted PBZ current account in EUR. 


Be flexible in case of sudden needs:

  • the possibility of contracting an authorized overdraft available in the amount of up to 3.5 average quarterly regular inflows, a maximun of EUR 5.310,00 
  • interest rate on the used amount of the overdraft is 5.94% per year, fixed
  • the authorized overdraft is contracted for a period of 6 months with the possibility of renewal


Payment in installments

  • Installment purchases with Visa Inspire current account card in euros can be made at more than 28,000 points of sale throughout Croatia, with a wide range of offers - from furniture and technical goods, through clothing and footwear, entertainment to travel.
  • The possibility of installment payments of up to 36 installments without interest and fees with a one-month delay in paying the first installment.

Learn more about installment payments and special partner offers!

More information on the option of subsequent installments.

* Installment payment benefits can be used by clients who receive regular income on a PBZ current account in euros and have an overdraft. 


Contactless mobile payment

Forget about your wallet, perform daily transactions contactlessly via mobile phone!

Google Pay

Apple Pay

The Visa Inspire Card
The Visa Inspire Card
  • Contactless payment without a PIN up to EUR 40,00*
  • Repayment in up to 36 instalments at over 28,000 points of sale
  • Secure Internet shopping
Find out more

*For additional security in certain situations, the contactless transaction will need to be confirmed with a PIN even for smaller amounts.

Availability of money

Money availability

The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:

Secure online shopping

Secure online shopping

Shop safely at online outlets that support the 3D Secure 2 program.
Carry out bank transactions anywhere, at any time with PBZ Digital Banking
PBZ digital banking
Carry out bank transactions anywhere, at any time with PBZ Digital Banking
Use PBZ Digital Banking to control your money 24/7.
Review your account details and check your transaction history.
Transfer money faster and more easily wherever you are and whenever you want.
Activate smart notifications to get information about payments to your account.
PBZ digitalno bankarstvo

Always up to date

Keep track of your balances and transactions with PBZ Digital Banking, anytime, anywhere!
Open your current account
Step 1
Find your nearest PBZ branch

List of branches
Step 2
Prepare your valid identity card
Step 3
Fill out the required documentation and contract current account in EUR
Step 4
You can empower one or more persons to dispose of the funds
Let's communicate via chat

Let's communicate via chat

PBZ virtual assistant available 24/7.
Do you need help?

We will answer all your questions