Current account in EUR
Take advantage of the benefits
Overdraft
Instalments
Simple and quick access to money
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The right choice for your finances
Over 800,000 citizens have shown their trust in the PBZ current account in EUR and the PBZ payment card.
By opening a current account to receive your salary or pension, you can receive many benefits
I am switching to
You have decided to change the bank for your financial operations?
Switching your account to PBZ can now be done quickly and simply!
Visit your nearest PBZ branch, sign the authorisation to switch your account to PBZ and leave the rest to us.
Favorable fees
- no current account management fee for the first 90 days or 12 months* if you are a user of a PBZ loan and direct your income to a PBZ current account
- from EUR 0,71 to EUR 1,19 (from HRK 5,40 to HRK 9,00) per month, or from EUR 0,36 to EUR 0,60 (from HRK 2,70 to HRK 4,50) per month for maintaining a current account for pensioners (payment of a pension on a current account)
- the amount of the fee is reduced depending on Inovacija package.
- no fee for young people 18-25 years. Learn more on PBZ youth
* special benefit until January 31, 2023 for clients who are users of existing or newly contracted PBZ loans and who until January 31, 2023 direct regular income to the existing or newly contracted PBZ current account in EUR.
Flexibility
Be flexible in case of sudden needs:
- the possibility of making an overdraft available in the amount of three average six-month regular incomes (salaries/pensions) or in the amount you had in your previous bank up to EUR 5.310,00 EUR
- the overdraft is made available from the first day of the following month for a period of 6 months with the possibility of renewal
- interest rate on the used amount of the overdraft is 5.94% fixed
- with overdraft, the possibility of approving installment payments with Visa Inspire card up to 36 installments without interest and fees with a month of postponement for payment of the first installment
Contactless mobile payment
Forget about your wallet, perform daily transactions contactlessly via mobile phone!
- Contactless payment without a PIN up to EUR 40,00
- Repayment in up to 36 instalments at over 28,000 points of sale
- Secure Internet shopping
Money availability
The current account adapts to your needs and allows you to quickly and easily access your money exactly when and where you need it:
- at the largest ATM network in Croatia and at the AMTs of the members of Intesa Sanpaolo Group abroad free of charge
- faster cardless cash withdrawals at PBZ ATMs with #withCASH
- easier payments of your repeating obligations with standing orders and direct debits
- control your money 24/7 with PBZ Digital Banking
Special offers from partners
Special offer from 1.6. until 15.6.
Seize the opportunity with the Visa Inspire card of the PBZ current account!
Until 15.6.2023. take advantage of a special offer in Emmezeta: up to 25% discount when paying with a Visa Inspire card and up to 24 installments without interest and fees with a one-month delay in paying the first installment. Find out more at www.emmezeta.hr.
- the discount applies to the selected range of products
- benefits are valid in stores and web shop; promotions and discounts do not add up
- promo codes for online shopping can be found with each product from the promotion at www.emmezeta.hr
- up to 15% on selected white goods
- 15% on Faber built-in technology
- 20% on a selected range of Volteno fans, Bosch power tools and white goods
- up to 25% on Grundig TVs
* The convenience of installment repayment can be used by clients who receive regular PBZ current account receipts in EUR and have overdraft.
With Visa Inspire card
- Installment purchases can be made at more than 28,000 points of sale throughout Croatia, with a wide range of offers - from furniture and technical goods, through clothing and footwear, entertainment to travel.
- The possibility of installment payments of up to 36 installments without interest and fees, depending on the maximum number of installments that can be realized with an individual sales partner, for all or part of the range.
Secure online shopping
