Financial liability adjustment
Adjust your financial liabilities
You are referred to fulfilling your financial liabilities in a timely manner by the new EU Regulation on credit institutions that all EU credit institutions are obliged to comply with - "Guidelines on the application of the definition of default under Article 178 of Regulation (EU) No 575/2013". In a subset of PBZ financial loan liabilities, Privredna banka Zagreb offers an array of options to adjust your financial liabilities.
Upon the realisation of your PBZ loan, it is of utmost importance to us that your loan due date suits your preferences. To ensure timely fulfilment of your financial liabilities, and to avoid additional costs resulting from past due PBZ loan payments (which can negatively impact, or completely deprive you of the ability to use our financial products and services in the future), we offer an array of options to adjust your financial liabilities.
Change your PBZ loan due date
If you are not satisfied with the current due date of your PBZ loan monthly payment or annuity, you can change it free of charge during the promo period until 31 December 2019. at your nearest PBZ branch office. Visit your nearest PBZ branch office to arrange a new monthly payment due date that best suits your needs in a few simple and easy steps. Additional costs and worries are no more!
*The promo offer is valid for all PBZ loans, except for PBZ Quick loans and PBZ 365 loans, with which it is not possible to change the annuity payment due date.
Open a PBZ current account free of charge
So you've chosen a PBZ loan? Enjoy all the benefits of a PBZ current account along with it! The monthly payment or annuity of your PBZ loan will be charged by a payment order from your PBZ current account on the day of the month that best suits your needs. Redirect your salary or pension into a PBZ current account free of charge and take advantage of the following benefits: allowed overdraft of up to HRK 40,000 and repayment in up to 36 instalments without fees and interest, lower fees and interest rates with the Innovation savings programme, a contactless payment option via mobile phone with PBZ digital banking. We have a special offer in store for you in the promo period until 31 December 2019: You get a 12 month period without paying the maintenance fee for your PBZ current account in HRK, or for a current account for senior citizens and/or a FCY current account. You also do not pay the monthly fee for the PBZ Online banking services [PBZ digital banking] within a period of 12 months after receiving your first regular income deposit.⃰ It just doesn't get any simpler and more affordable than that!
* The special offer is valid for all clients having an existing PBZ loan, or for those who arrange a new PBZ loan within the promo period until 31 December 2019.
Contract a payment order or a standing order
No need to worry about the day of the month when your PBZ loan monthly payment or annuity is due anymore. Let us take care of that. As a PBZ transaction account user, you can contract a payment order of your PBZ loan or a standing order with an execution date that best suits your needs.