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Premium Invest savings

Term savings with investment into investment funds or investment life insurance.
Interested in a Premium Invest savings?

Interested in a Premium Invest savings?

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This is why you’ll like it

Excellent terms

A fixed interest rate for a period of 6 months, 1 or 2 years

Interest rate increase

Incentive part of the interest rate with the contractual terms

Currency

Savings in EUR

Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
With digital banking, you can easily manage your finances from home or wherever you are
Set free notifications for the expiry of the fixed-term period
You can see the details of your deposits at any time
Track your finances using real-time transaction notifications

Savings with investment funds

Premium Invest savings enable you to earn stimulation on the calculated interest amount if you buy shares in the Eurizon Asset Management Croatia investment funds at the time of making fixed-term deposits:

  • Eurizon HR Bond fund
  • Eurizon HR Global fund
  • Eurizon HR Conservative 10 fund
  • Eurizon HR Flexible 30 fund
  • Eurizon HR Equity fund
  • Eurizon HR Cash fund

Savings with inv. life insuranance

Premium Invest savings enable you to earn stimulation on the calculated interest amount if, at the same time as the term deposit in the Bank, as an insurance intermediary, is contracted an investment life insurance policy with a one-time premium payment:

  • Vizija Plus (insurer Generali osiguranje)
Features

Features

  • minimum savings amount is EUR 5,000.00
  • 6 months, 1 or 2 years fixed-terms
  • interest payment upon expiry of the agreed fixed-term period
  • upon expiry of the initial fixed-term period, a the stimulus part of the interest rate is calculated on the interest amount if conditions are met
  • no fees for premature cancellation
Stimulation calculation conditions

Stimulation calculation conditions

Savings with investment in investment funds

If the Client purchases shares in the Eurizon HR Bond fund, Eurizon HR Global fund, Eurizon HR Conservative 10 fund, Eurizon HR Flexible 30 fund, Eurizon HR Equity fund or Eurizon HR Cash fund managed by Eurizon Asset Management Croatia d.o.o. at the time of contracting Premium Invest savings in the amount equal to, or double or twice as small to the fixed-term deposit.

If the Client has not sold his/her shares until the expiry of the fixed-term period and does not terminate the contract before the expiry of the fixed-term period

Savings with investment life insurance

If the client in the Bank, as an insurance intermediary, contracts a life insurance investment insurance policy Vizija Plus for the amount of funds equal to or twice the amount or twice as small of the term deposit and if he/she does not terminate the term deposit agreement before the expiration of the agreed term.

Contracting

Contracting

Contract the Premium Invest savings at a PBZ branch office.

General notes related to interest rates on term savings

All displayed interest rates are expressed on an annual basis. The amount of the interest rate on time deposits is determined and contracted by an individual agreement on a time deposit as a fixed, annual, nominal interest rate.

Interest is calculated using the decursive method, with the application of a conforming interest rate. All details related to the manner, method and rules of interest calculation in Privredna banka Zagreb d.d. are described in detail in the General Terms and Conditions for Business with Natural Persons - Citizens.

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