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Premium Invest savings

Term savings with investment into investment funds.

This is why you’ll like it

Excellent terms

A fixed interest rate for a period of 2 to 7 years

Interest rate increase

Incentive part of the interest rate with the contractual terms

Choose currency

Make a choice between HRK and EUR

Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
Manage your savings anytime and anywhere!
With digital banking, you can easily manage your finances from home or wherever you are
Set free notifications for the expiry of the fixed-term period
You can see the details of your deposits at any time
Track your finances using real-time transaction notifications

Savings with funds

Premium Invest savings enable you to earn stimulation on the calculated interest amount if you buy shares in the PBZ Invest investment funds at the time of making fixed-term deposits:

  • PBZ Bond fund
  • PBZ Global fund
  • PBZ Conservative 10 fund
  • PBZ Flexible 30 fund
  • PBZ Equity fund




  • minimum savings amount is HRK 7,500.00 or EUR 1,000.00
  • 24 to 84 month fixed-terms
  • interest payment upon expiry of the agreed fixed-term period
  • upon expiry of the initial fixed-term period, a the stimulus part of the interest rate is calculated on the interest amount if conditions are met
  • no fees for premature cancellation
Stimulation calculation conditions

Stimulation calculation conditions

If the Client purchases shares in the PBZ Bond fund, PBZ Global fund, PBZ Conservative 10 fund, PBZ Flexible 30 fund or PBZ Equity fund managed by PBZ Invest d.o.o. at the time of contracting Premium Invest savings in the amount equal to, or double to the fixed-term deposit.


If the Client has not sold his/her shares until the expiry of the fixed-term period and does not terminate the contract before the expiry of the fixed-term period



Contract the Premium invest savings at a PBZ branch office.

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