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PBZ’s housing loan - repair of earthquake damage

PBZ’s housing loan for repairs of earthquake damage in the area of the City of Zagreb, Zagreb County and Krapina-Zagorje County.

Key features

Support

Remediation of damage to real estate affected by the earthquake.

Favorable conditions

Realization of loans for a period of up to 120 months.

Special benefit

No cost of real estate appraisal.

Realize a PBZ’s housing loan for repairs of earthquake damage
Realize a PBZ’s housing loan for repairs of earthquake damage
  • Loan for repairs of earthquake damage to residential real estate in the area of the City of Zagreb, Zagreb County, and Krapina-Zagorje County.
  • For the adaptation (damage repair), construction, expansion, addition or renovation of residential real estate.
  • Amount of loan up to EUR 40.000.
Aligning of financial liabilities

Align your financial commitments

Find out why making financial commitments on time is important.
Loan users

Loan users

Any physical person (residents) who meet the Bank’s conditions of borrowing.

Loan purpose and amount

Loan purpose and amount

Purpose of the loan

  • adaptation (damage repair);
  • construction;
  • expansion;
  • addition;
  • reconstruction of residential real estate.

 

Loan amount

Loans without a mortgage - from EUR 500,00 do 40.000 

Loan repayment period and manner of repayment

Loan repayment period and manner of repayment

Repayment period

Loans without a mortgage - from 13 to 120 months.

Manner of repayment

The loan is repaid in equal monthly annuities.

 

Method of loan use

Method of loan use

The loan can be used cashless or in cash with the fact that the maximum amount of cash payment cannot be higher than 70% of the loan amount, with the exception of loans for adaptation (damage repair) which can be used in full in cash.

The loan is disbursed after the certification/solemnization of the loan agreement, after all loan repayment insurance instruments have been delivered, and the documentation for the use of the loan has been submitted, depending on the purpose of the loan.

IMPORTANT

It is possible to contract a deferral of repayment of loans in order to mitigate the effects of earthquake in the City of Zagreb, Zagreb County and Krapina-Zagorje County.

A request for deferral of repayment can be submitted at the PBZ branch.

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