e-Kasica in EUR

Save a small amount every day.

This is why you’ll like it

Ease of use

Save whenever you are making day-to-day transactions

Flexibility

Choose how, how much and when to save

Simplicity

Automated depositing with optional additional in-payments

NOTICE – ANNOUNCEMENT OF CHANGES RELATED TO e-KASICA SAVINGS - FROM 1.1.2026.

As of January 1, 2026, one of the options for the possibility of contracting and/or activating automatic subsequent payments to this savings product e-Kasica ŠTEDNJA IN EUROS is being discontinued - the option based on discounts achieved under the Innovation program. Existing Payment Orders with this automatic payment option contracted to e-Kasica will no longer be executed as of January 1, 2026. Other contracted options will continue to apply.

Other contracted order options (e.g.: automatic payments initiated by paying with a transaction account card at POS devices, withdrawing and depositing cash at a PBZ ATM, depositing coins at coin deposit devices) from the payment order contract in favor of e-Kasica Štednja, if you have contracted them, will continue to apply and will continue to be executed, as before.

If the only option for automatic subsequent payments to e-Kasica savings that you have agreed on is a payment in the amount of the discount realized based on the Innovation program, and after 01.01.2026. If you want to continue to periodically increase the amount of your e-SAVINGS BANK IN EUR, you can change the existing options of your payment order agreement in favor of e-SAVINGS BANK in the nearest branch or via online banking - in such a way that you can agree on another of the offered options and possibilities for executing orders for automatic subsequent payments, according to your choice.

NOTICE FOR EXISTING USERS OF e-KASICA SAVINGS

For all existing e-Kasica savings that have the contracted option of rounding up to a higher ten, after 1/1/2023  previously selected option can be deactivated by choosing some other configuration of subsequent payments, eg rounding up to a higher unit, choosing a fixed amount or a percentage of the amount of the payment transaction.

Options can  be changed in the nearest PBZ branch.

Manage your savings anytime and anywhere!

A mobile phone with a screen of savings from a mobile app.

Manage your savings anytime and anywhere!

Track your finances using real-time transaction notifications
You can see the details of your deposits at any time
Set free notifications for the expiry of the fixed-term period
Contract products and services online using #withSIGN
A Visa Inspire card in a hand is pressed against a POS device.

Spend and save!


 

Save by adding together small amounts whenever you:

  • withdraw or deposit cash at PBZ ATMs
  • pay using your Visa Inspire or Visa debit card at a POS terminal
  • deposit coins at PBZ coin counters
Features
Features

Features

  • minimum initial savings amount of EUR 1,32 with 6 to 84 month terms
  • interest payment upon expiry of the agreed fixed-term period
  • no fees for premature cancellation

Flexible savings

Choose how automated depositing is performed throughout the entire savings period.

You can save by simply choosing:

  • a fixed amount to be put aside whenever you deposit or withdraw money at ATMs or pay at a POS terminal using your Visa Inspire card of current account in EUR or Visa debit card of current account in EUR and foreign currency (e.g. EUR 1)
  • a percentage of the transaction amount when paying at a POS terminal, depositing or withdrawing cast at PBZ ATMs, or when depositing coins at PBZ coin counters (e.g. 5%)
  • the difference between the amount of the completed transaction when paying on the POS device and the first following amount rounded to the first higher whole number (e.g. the transaction amount is EUR 56,40 the first amount rounded to the higher whole number is EUR 57,00 the difference of EUR 0,60  is paid into e-Kasica)

Alongside the automated transfer of small amounts into the savings account, you can deposit money into your savings account according to your wishes and capabilities.

Contract e-Kasica

Step 1

Contract savings using PBZ digital banking or at nearest PBZ branch

Step 2

Deposit the initial savings amount while observing the minimum amount

Step 3

Select the fixed-term period

Step 4

Choose one of the automated depositing methods

General notes related to interest rates on term savings

All displayed interest rates are expressed on an annual basis. The amount of the interest rate on time deposits is determined and contracted by an individual agreement on a time deposit as a fixed, annual, nominal interest rate.

Interest is calculated using the decursive method, with the application of a conforming interest rate. All details related to the manner, method and rules of interest calculation in Privredna banka Zagreb d.d. are described in detail in the General Terms and Conditions for Business with Natural Persons - Citizens.

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