Pay in installments after purchase

A transaction can be split within 3 months from the transaction posting date .

A one-time fee of EUR 3.98 is charged for each installment. No interest is charged on installments.

Installments are due monthly, with the fi rst installment due one month delay from the date of division into installments.

Pay all at once and split into installments later!

With no fee untill 31.12.2025. with the innovative functionality of the PBZ Digital Banking mobile app later divide into installments*:

the cost of online purchases or purchases at a point of sale in the country and abroad with a Visa Inspire card
payment of orders (credit transfers) via PBZ digital banking or at a PBZ branch.

*The benefit of subsequent installments can be used by clients with approved installment payments on a PBZ current account in euros.

The available installment payment amount must be at least the amount of the transaction that is to be divided into installments.
Dividing into installments is possible for transactions in the amount of EUR 70.00 to EUE 400.00**.
The transaction can be divided only into 3 installments.
Installments are due monthly with a one-month delay for the first installment.
Specially marked transactions within the PBZ digital banking mobile app can be divided into installments within 3 months from the date of posting the transaction.
The one-time installment fee is EUR 3.98 per transaction.
Possibility of early repayment of installments.

**users of the Indeks plus student package have the option of subsequent installments for transactions in the amount of EUR 70.00 to EUR 140.00.

The cost of purchasing with Visa Inspire card divide into installments later. In just a few clicks...

Access the account transactions overview in euros via the menu Accounts , select the desired account and option Details.

Look for specially marked transactions and select the "Share" option.

Confirm the conditions and authorize with a digital signature #withSIGN.

Access the installment payment details via the option Go to information&conditions - POS loan.

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VISA INSPIRE

Discover the benefits of installment payments

The cost of purchasing with a Visa Inspire card of current account in euros at online points of sale (online purchases) and at points of sale in the country and abroad.
Payment of orders (credit transfers) via PBZ digital banking.
Payment of orders (credit transfers) at a PBZ branch office.

A transaction for which the benefit of subsequent installments is not possible:

card transactions in prize wining games
loan installment payments
credit card payments
transactions carried out within the framework of the standing order payment service
transactions carried out within the framework of the direct debit payment service - SEPA DD
transfer of funds to own transaction accounts
transfer of funds to savings accounts (term deposits and a vista accounts).

Transaction amounts from EUR 70.00 to EUR 400.00 can be divided into 3 installments only.

A transaction can be split within 3 months from the transaction posting date.

No, the benefit can only be realized via the PBZ Digital Banking mobile app.

A one-time fee of EUR 3.98 is charged for each installment. No interest is charged on installments.

Installments are due monthly, with the first installment due one month delay from the date of division into installments.

You can make early repayment with your mobile app at any time:

press the 3 dots next to the selected current account in euros
press Go to information&conditions and select the POS loan tab
in the details of a transaction that has been split into installments, select the Full Repayment option