Life insurance
Insurance for you and your family.
Why will it appeal to you
Security
Savings
Multiple options
A choice for you
Insure yourself and your family in case of difficult life situations.
As an insurance intermediary and in cooperation with Generali osiguranje and Croatia osiguranje, Privredna banka Zagreb offers you the opportunity of contracting a life insurance policy tailored to your needs and capabilities.
Financial security and family insurance:
- combined life insurance in case of death and survival
- possibility of contracting additional insurance against accidents
- optional multiple premium payments for some types of insurance
- insurance policies can be used as credit insurance.
Take out a life insurance policy tailored to your needs at your closest PBZ branch office.
Croatia osiguranje
Select a Croatia osiguranje life insurance policy according to your needs:
- Premium
- Exclusive
- Croatia Stipendija
- Krug života.
Premium
- combined life insurance in case of death and survival with additional pay-out in case of death due to accident
- contracted individually (for one person) or for two people for a period of 10 to 20 years with the possibility of monthly, quarterly, semi-annual or annual premium payments
- the minimum age of the insured is 14, and the maximum age of the insured is 65
- in addition to life insurance, it is possible to contract additional insurance against accidents (permanent disability and overnight hospital stay fee) or additional insurance against serious illness.
Exclusive
- combined life insurance in case of death and survival with single premium payment
- contracted for a period of 10 to 20 years
- the minimum age of the insured is 14, and the maximum age of the insured is 65
- in addition to life insurance, it is possible to contract additional insurance against accidents (permanent disability, overnight hospital stay fee, death due to accident) and additional insurance against serious illness.
Croatia Stipendija
- annuity insurance where the insurer pays the insurance beneficiary an annuity in the form of a monthly payment taken out of the insurance
- payment options for the contracted amount: deferred – after the expiration of a 5-to-20-year period; single or multiple premium payment, or immediate – in the month following the contracting of the policy; single premium payment
- children aged 30 days to 20 years may be insured under a deferred payment policy, or 14 to 28 years under an immediate payment policy
- in case of multiple premium payments, the minimum (annual) premium is EUR 180.00, paid monthly, quarterly, semi-annually or annually
- in case of a single premium payment, the minimum premium is EUR 1,000.00.
Krug Života
- intended for covering funeral expenses, where the insured amount is mostly earmarked to cover the costs of the funeral
- whole life insurance – after the premium is paid, the policy is valid for life
- can be taken out by persons aged 18 to 70
- the insured amount ranges from a minimum of EUR 1,000 to a maximum of EUR 10,000
- premium payment is 5 to 20 years, with a minimum monthly payment of EUR 8
- monthly, quarterly, semi-annual and annual premium payment options.
Generali osiguranje
Select a Generali osiguranje life insurance policy according to your needs:
- Vita 3+
- Ziherica
Vita 3+
- life insurance offering different benefits paid out in case of death and survival
- combined life insurance in case of death and survival with multiple premium payments
- different benefit amounts, in case of death in the amount of 100–300% compared to survival benefits
- possibility of contracting additional insurance against accidents, traffic accidents and permanent disability
- can be used as credit insurance
- savings
- financial security and family insurance.
Ziherica
- unique form of combined life insurance with multiple premium payments, where the beneficiary, recipient of the compensation or insured amount, is the child exclusively named as the policy beneficiary
- at the moment of contracting the policy, the beneficiary is a minor (up to 18 years), and upon policy maturity, the beneficiary is an adult
- combined life insurance with a child as the beneficiary with multiple premium payments
- different insured amount options, depending on the age, sex, health and occupation of the insured as well as the premium amount and payment option
- in case of the permanent incapacity for work of the insured during the duration of the policy, the insurer pays the premium until policy maturation
- in case of the insured person’s death during the duration of the policy, the insurer pays out an annuity in the amount of 20% of the insured amount semi-annually until policy maturation
- upon insurance policy maturity, the insurer pays the beneficiary the insured amount and the total profits.