PBZ housing loans

Housing loans that make you feel at home.

Pick a loan that fits your needs

PBZ housing loans offer you a simple and affordable method of financing to solve your housing needs, whether you intend to purchase, build new, build an annex or adapt a house/apartment according to your needs and liking. Get your own home with PBZ loans giving you financial freedom and a good old flexible feeling.

Housing loans

In euros
Simple and easy financing type.
  • Enjoy favorable interest rates.
  • Pick a date and manner of repayment yourself
  • Take advantage of other numerous benefits
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Energo loans

In euros
With a lower interest rate, until 30/9/2025 take advantage of other benefits as well.
  • Enjoy favorable interest rates and numerous additional benefits
  • Pick a date, manner and the beginning of repayment yourself
  • Take advantage of other numerous benefits
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Housing loan for citizens in euro-area

In euros
Check out the offer.
  • Take advantage of our favourable interest rates
  • Pick a fixed or variable interest rate, date and manner of repayment
  • It is possible to agree a 12-month grace period
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Housin loan to repair earthquake damage

In euros
Housing consumer loan for repairing earthquake damage in the area of the City of Zagreb, Zagreb County and Krapinsko-zagorska County.
  • Remediation of damage to real estate affected by the earthquake.
  • Realization of loans for a period of up to 120 months.
  • No cost of real estate appraisal.
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Align your financial commitments


Find out why making financial commitments on time is important.

Look for more information on measures to facilitate loan repayment.
Do you need help?

We will answer all your questions

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