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Credit cards with payment delay

Shop with payment delay interest-free and other benefits.

Take advantage of the benefits

Deferred payment

Pay 100 % of all expenses on the day the payment is due.

Practical payment

Contactless payment for even faster and easier purchases.

What is the right card for you

Pick the design for the card you want to use.

Manage your cards anytime and anywhere!
PBZ digital banking
Manage your cards anytime and anywhere!
Check your card details and stay informed on the go with PBZ Digital Banking
Contract preapproved cards quick, easy and completely online
Change the set limits according to your circumstances
Activate smart notifications to receive transaction information
Practical and secure payments

Transactions with Visa Classic and Mastercard® cards with payment delay at ATMs and POS device must be authorized with a PIN.

Contactless payment makes every purchase faster and as secure as possible, since you do not drop the card at any time. To activate the functionality of contactless payment, it is necessary to make the first transaction at an ATM or POS device by inserting the card and entering the PIN. For purchases up to EUR 40,00*, it is enough to attach the card to the POS device, while purchases over EUR 40,00 need to be additionally confirmed with a PIN.

*For additional security in certain situations, the contactless transaction will need to be confirmed with a PIN even for smaller amounts.

Increase your purchasing power

Need a card with interest-free deferred payment?

Distribute your costs and pay interest-free using a Mastercard or Visa Classic card. Internationally valid cards can be used at all points of sale and points of withdrawal with marks indicating that they accept Mastercard and Visa cards.

All expenses per card entered into the accounts during the current accounting period are due for payment at 100 % on the day the payment is due in the following accounting period (the accounting period is one month).

Aligning of financial liabilities

Align your financial commitments

Find out why making financial commitments on time is important.
The Mastercard charge card
The Mastercard charge card
  • A card with interest-free deferred payment
  • An internationally valid card that can be used at points of sale and points of withdrawal with a mark indicating that they accept Mastercard
  • The contracting takes place at your nearest PBZ branch with a possibility of choosing one of the available card designs
  • Enjoy additional benefits with selected partners with a Mastercard cardranch with a possibility of choosing one of the available card designs
Secure online purchase
Note

The card can be issued to a natural person having full legal capacity, with residence in Croatia and who has been determined by PBZ to have met all requirements for the issuing of the card.

IMPORTANT!

 

Reporting a lost or stolen card:

  • by calling: 01/4891 333 0-24 with mandatory written confirmation
  • at your nearest PBZ branch

Find out additional information by calling our free helpline 0800 365 365, the number 01/4891 333 or at your nearest PBZ branch.

 

Secure card use

Learn how to protect yourself when using debit and credit cards at ATMs, points of sale or when shopping online.

Security of purchase

Secure card use

Contract your card with deferred payment
Step 1
Find your nearest PBZ branch

List of branches
Step 2
Fill out the application for a credit card with deferred payment
Step 3
Pick the design of the card you want to use
Do you need help?

We will answer all your questions