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PBZ non-purpose loans

Do you need cash? With PBZ non-purpose loans you can make more of your goals and wishes come true. PBZ non-purpose loans give you financial freedom and support when you need it most.
Interested about the conditions of a non-purpose loan?

Interested in a non-purpose loan?

Leave your data and we will contact you as soon as possible.

This is why you’ll like it

Excellent terms

Enjoy favorable interest rates and numerous additional benefits


Pick the date and manner of repayment yourself

Special benefits

Optional deferral of payment (in monthly annuity/installment)

Loan Amount

Min. Loan Amount 0 HRK Max. Loan Amount 0 HRK

Loan duration

0 - 0 -

Interest Type

Client status.

The amount of the interest rate depends on individual relationship of the client with the Bank.
The interest rate is shown with the lowest credit risk. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.

  • Monthly annuity
    Fixed IR monthly annuity
    • Variable IR monthly annuity - HRK
    • Loan amount - HRK
    • Amount to repay - HRK
    • Tenor - -
    • Interest rate Fixed interest rate - %
    • Variable interest rate - %
    • APRC - %
    • APRC - %
    • Loan processing fee - HRK
Take out a PBZ non-purpose loan
Take out a PBZ non-purpose loan
  • Optional conclusion of automated partial repayment
  • Loan repayment term up to 120 months
  • Instalments enable you to repay your loan with less of an interest burden
  • Possibility to contract a grace period ("skip") of the monthly annuity or installment during the loan repayment
Loan users

Loan users

Any physical person (residents) who meet the Bank’s conditions of borrowing.

Credit period and manner of repayment

Credit period and manner of repayment

  • EUR 2,000 to 44,000

The loan amount also depends on the total commitment towards the Bank.

Credit period and manner of repayment

Credit period and manner of repayment

Repayment period

  • from 13 to 120 months

Manner of repayment

Choose to repay your loan in equal monthly annuities or monthly installments.

The loan user can pick a day of the month on which his/her obligations fall due.


Additional benefit

When contracting a loan, the borrower may agree on a grace period ("skip") of the monthly annuity/installment during the loan repayment period, free of charge. The request for activation of the "skip" can be submitted once a year with a written request, provided that the conditions are met.

Instalments or annuities?

Installments enable you to repay your non-purpose loan faster and with less interest expense.

Method of loan use

Method of loan use

Disbursement into the loan user’s PBZ account or account in another bank.

You can apply for a non-purpose loan without coming to the branch
Via PBZ Digital Banking, you can apply for a non-purpose loan by signing the application with a qualified electronic signature #withSIGN.
Step 1
Contact the employees of the PBZ branch or your personal banker by phone or email
Step 2
Find the documentation related to submitting the request in the My Offers
Step 3
Activate #withSIGN or validate the certificate

What is #withSIGN?
Step 4
Read the informative calculation and if it is acceptable to you, start the realization of a non-purpose loan by signing the Loan Application
Aligning of financial liabilities

Align your financial commitments

Find out why making financial commitments on time is important.
Let's communicate via chat

Let's communicate via chat

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