PBZ non-purpose loans
This is why you’ll like it
Excellent terms
Flexibility
Special benefits
The interest rate depends on the individual client's relationship with the Bank. The interest rate shown is the one with the lowest credit risk. APRC is calculated on the specified loan amount, with the specified tenor and the specified fixed interest rate. The calculation of APRC includes intercalary interest for one month.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.
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Monthly annuityFixed IR monthly annuityHRK- Loan amount - HRK
- Amount to repay - HRK
- Tenor - -
- Interest rate Fixed interest rate - %
- APRC - %
- Loan processing fee - HRK
The calculation was made for repayment in equal monthly annuities.
Customize your loan
Interested in a non-purpose loan?
- Optional conclusion of automated partial repayment
- Loan repayment term up to 120 months
- Instalments enable you to repay your loan with less of an interest burden
- Possibility to contract a grace period ("skip") of the monthly annuity or installment during the loan repayment
Loan users
Any physical person (residents) who meet the Bank’s conditions of borrowing.
Credit period and manner of repayment
- EUR 2,000 to 44,000
The loan amount also depends on the total commitment towards the Bank.
Credit period and manner of repayment
Repayment period
- from 13 to 120 months
Manner of repayment
Choose to repay your loan in equal monthly annuities or monthly installments.
The loan user can pick a day of the month on which his/her obligations fall due.
Additional benefit
When contracting a loan, the borrower may agree on a grace period ("skip") of the monthly annuity/installment during the loan repayment period, free of charge. The request for activation of the "skip" can be submitted once a year with a written request, provided that the conditions are met.
Instalments or annuities?
Installments enable you to repay your non-purpose loan faster and with less interest expense.
Method of loan use
Disbursement into the loan user’s PBZ account or account in another bank.
Align your financial commitments
Find out why making financial commitments on time is important.
Look for more information on measures to facilitate loan repayment.
