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Open savings

Savings with the possibility of making multiple in-payments during a fixed-term period.

This is why you’ll like it


Possibility of subsequent payments by authorized persons during the term

Excellent terms

A fixed interest rate with a premium for the interest amount

Choosing the term

6 to 36 or 84 month terms, depending on the currency

Small steps for big difference

Would you like to put something aside, but you don’t have a large amount to start with? With a minimal initial amount, open savings allow you to make multiple subsequent in-payments according to your capabilities during the fixed-term period.


Small daily savings for achieving bigger goals
  • Small daily savings without logging into PBZ’s mobile banking app
  • When paying with your Visa Inspire card at POS terminals
  • Transfer funds into the savings account & withdraw whenever you want

e-Kasica in EUR

Save a small amount every day
  • Save whenever you are making day-to-day transactions
  • Choose how, how much and when to save
  • Automated depositing with optional additional in-payments

Perspektiva savings

Save with subsequent in-payments according to your capabilities
  • Choose the amount and deposit rate as you like
  • Fixed-interest rate, premium and a choice between EUR or USD
  • Contract savings using digital banking or at your nearest PBZ branch
Perspektiva štednja

Children's savings

General purpose savings for a safer future of your child
  • With subsequent deposits according to what you can afford
  • With fixed-interest rate and a premium on the calculated interest
  • Savings in EUR
Dječja štednja

General notes related to interest rates on term savings

All displayed interest rates are expressed on an annual basis. The amount of the interest rate on time deposits is determined and contracted by an individual agreement on a time deposit as a fixed, annual, nominal interest rate.

Interest is calculated using the decursive method, with the application of a conforming interest rate. All details related to the manner, method and rules of interest calculation in Privredna banka Zagreb d.d. are described in detail in the General Terms and Conditions for Business with Natural Persons - Citizens.

Deposit insurance

Deposits in Privredna banka Zagreb d.d. are insured with the Croatian Deposit Insurance Agency (HAOD). The Croatian Deposit Insurance Agency (HAOD) insures depositors' deposits in the amount of up to EUR 100,000 per depositor, per credit institution.

More information can be found HAOD website.

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