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The APRC is calculated on the stated loan amount, with the stated repayment period and a fixed interest rate for the entire repayment period. The client will receive the exact calculation of the APRC in the European Standardised Information Form (ESIS) which will be delivered to him as part of the pre-contractual documentation.
For more information, see General information available at the bottom of the page in the "Related Documents" section or at the branch.
The calculation is informative and is not binding for the Bank.
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Monthly annuityFixed IR monthly annuityHRK
- Loan amount - HRK
- Amount to repay - HRK
- Tenor - -
- Interest rate Fixed interest rate - %
- APRC - %
- Loan processing fee - HRK
The calculation was made for repayment in equal monthly annuities.
Interested in more about the benefits and conditions of non-purpose loan for pensioners?
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- EUR 400,00 to 4,000
- Loan repayment term up to 5 years
- Instalments enable you to repay your loan with less of an interest burden
Align your financial commitments
Find out why making financial commitments on time is important.
Look for more information on measures to facilitate loan repayment.
Loan users
- persons who are residents in the Republic of Croatia with a regular monthly pension
- persons with regular foreign pension income into the PBZ transaction account or on accounts of other banks in the Republic of Croatia
Loan amount
- EUR 400 to 4,000
The loan amount also depends on the total commitment towards the Bank.
Credit period and manner of repayment
Repayment period
- 13 to 60 months
Manner of repayment
- repay your loan in equal monthly annuities or monthly installments
- the loan user can pick a day of the month on which his/her obligations fall due
Instalments or annuities?
Instalments enable you to repay your loan with less interest burden.
Method of loan use
Disbursement into the loan user’s PBZ account or account in another bank.