Benefits
Loan users
Corporate and SME Clients*
*Clients who meet product requirements.
Loan amount
According to the Client's business needs**
**In accordance with the Bank's business policy.
Loan disbursement period
18-36 months.
Loan maturity
2-20 years, including the disbursement and grace period.
Loan purpose/Disbursement
Dedicated loan, funds disbursed to the Client’s transaction account at the Bank/to the supplier’s/contractor’s transaction account.
Benefit
Pricing benefit for the Client linked to the achievement of the ESG goal.
Insurance instruments
In accordance with the assessment of the Client's credit risk.
Fees
According to the Bank's Decision on fees.
Client obligations
The Client undertakes an ESG goal: to complete the investment no later than the investment completion date defined in the Investment Description form.
Monitoring of the ESG goal
The Client commits reporting to the Bank on the achievement of the ESG goal throughout the loan period via notes in the financial report/audited report/sustainability report.
The Client commits to to achieve an environmental ESG goal related to the loan purpose:
- Renewable energy
- Energy efficiency
- Pollution prevention and control
- Environmentally sustainable management of natural resources
- Conservation of terrestrial and aquatic biodiversity
- Clean transport
- Sustainable water and wastewater management
- Climate change adaptation
- Environmentally efficient and/or circular economy
- Green buildings