• No Suggestions Result

SEPA

Single payments area.

Take advantage of the benefits

Security

More secure execution and more efficient charging

Facilitated business operations

The option of sending payment files through just one bank

Sending reports in XML format

Customised payment file in XML format

SEPA - Single Euro Payments Area

You can also become the initiator of the direct debit order and enter into a SEPA direct debit contract with us.

SEPA direct debits

From 5 June 2017, the use of SEPA direct debits under the rules of the Basic and Business HRK SDD Scheme began in the Republic of Croatia.

Direct debit is a payment service for debiting the payer's account when the payment transaction is initiated by the payee using the payment service provider.  

The benefits of direct debits enable:

  • facilitated business operations
  • more secure execution and more efficient charging within the previously defined deadline
  • more efficient liquidity management and repayment of receivables
  • a standardized format for payment files
  • the option of sending payment files through just one bank

Technical adjustments on the side of the payee: 

  • creating a payer's consent database
  • adjust the payment file in XML format according to ISO20022 standard - pain.008
  • adjust the delivery of status information and prescribed codes - pain.002

Detailed rules and conditions are defined in the Rules of the Basic and Business SDD HRK schemes, which you can find on the official website SEPA - user instruction.

Do you need help?

We will answer all your questions

For purpose of creating better user experience www.pbz.hr uses cookies.

Cookie settings can be controlled and managed individually in your web browser. By clicking on "Cookie settings" customize your cookie settings.