My funds on account and deposit
Take advantage of the benefits
Handle funds via Internet and mobile banking
Business deposit insurance
Choose how to deposit your money
My funds in the account
Everyday business through PBZ transaction accounts for enterprises has never been easier.
You can make payments and receive payments quickly and easy, make cash or cashless transactions in HRK or in a foreign currency at PBZ branch offices or through PBZCOM@NET Internet banking, mPBZCOM mobile banking or ATM.
Funds in a transaction account
You can dispose of the funds in your transaction account at any time by giving payment orders at PBZ branch offices, via Internet and mobile banking, by cash withdrawals at ATMs, by payment using POS devices and by receipt of payment or cash deposits at PBZ branch offices, day/night vaults, ATMs and FINA.
Time deposits of entrepreneurs
You can always deposit excess funds in your transaction account in consultation with the Client Relationship Manager at a PBZ Sinergo Desk or by using PBZCOM@NET services.
We guarantee the safety of your deposit, different models for interest payment and flexibility.
Choose your terms for the term deposit:
- term deposit in HRK
- term deposit in a foreign currency
- choice of term deposit duration
- an interest rate in accordance with the PBZ BID or an agreement with the Client Relationship Manager in accordance with the overall business relationship
Deposit insurance for small enterprises
Did you know that the state insures deposits for business entities?
Deposit insurance is a system enabling citizens, entrepreneurs and non-profit organisations to quickly and effortlessly return their deposits held at credit institution in the event of its bankruptcy, so they do not have to participate in long-term bankruptcy proceedings.
All deposits held by citizens (natural persons), small entrepreneurs and non-profit institutions in credit institutions registered in the Republic of Croatia are insured.
The deposit that a depositor held in a credit institution at the moment the institution became unable to pay it out is insured, the deposit insurance limit being EUR 100,000 paid in HRK as per middle exchange rate of the Croatian National Bank for the respective currency on the day the Croatian National Bank ascertained the inaccessibility of the deposit.
In accordance with the Deposit Insurance Act, all credit institutions registered in the Republic of Croatia are obligated to become members of the deposit insurance system. This means that all deposits in all credit institutions registered in the Republic of Croatia are insured.
In accordance with the Deposit Insurance Act, as soon as the Croatian National Bank declares deposits in a credit institution inaccessible, the Agency is obligated to ensure the start of the deposit payout within 20 to 30 working days.
You can find the compensation payment procedure on the website of the State Agency for Deposit Insurance and Bank Resolution.