Opening a Business Account

If you are starting a business, a company or thinking about transferring a business relationship to PBZ, now is the right time to contract a PBZ business transaction account with special benefits that are valid for new business transaction accounts contracted until 31.12.2023:

• no one-time fee for opening a business transaction account
• no monthly fee for maintaining a business transaction account for a period of 6 months
• no monthly fee for Sinergo 2.0 business packages contracted when opening an account for a period of 6 months
• free of charge transfer of the founding deposit to the PBZ business transaction account
• PBZ Card SoftPOS mobile application without monthly fee until June 30, 2024.

Additionally, for PBZ Group clients (natural persons who are clients of PBZ, who are also owners of trades and small businesses, and legal persons who are clients of PBZ Card and PBZ-Leasing) who do not have a business transaction account with PBZ, and who contract one until 31.12.2023 PBZ offers a 50% discount on fees in transaction business for internal and external payment orders within a period of 6 months from contracting.

Open a business account quickly and easily – fill in the forms and attach the required documents.
You can send the meeting request by email: poduzeca.sastanci@pbz.hr to submit the completed forms.
Please find the required documentation at the bottom of the page.
Download and sign the contractual documentation within 24 h.

You are starting a new business – register and open a business account quickly and easily via the Start application at https://pretinac.gov.hr

SUBMITTING DOCUMENTS AT THE SINERGO DESK

CRAFTSMAN – STATUS DOCUMENTATION:
Decision/Act/Articles of incorporation (not older than 90 days)
A certified copy of the Trade License or Privilege or a copy with submitting the original Trade License/Privilege for review
a certified Partnership Agreement (in the case of a joint trade)
Copies of the identification documents of the authorised representatives/owners and persons authorized for the disposal of funds in the transaction account 
A certificate of the personal identification number (OIB) if not listed in the Articles of incorporation
Ownership structure/Attachment to the statement of the beneficial owner (only in case of complex ownership)

LEGAL ENTITY – STATUS DOCUMENTATION:
Decision/Act/Articles of incorporation (not older than 90 days)
Notice of Classification according to the National Classification of Activities (by CBS)
Copies of the identification documents of the authorised representatives/owners and persons authorized for the disposal of funds in the transaction account 
A certificate of the personal identification number (OIB) if not listed in the Articles of incorporation/NKD
Ownership structure/Attachment to the statement of the beneficial owner (only in case of complex ownership) or a list of the 10 largest shareholders taken from the stock exchange in the case of a legal entity with securities quoted on acceptable exchanges (EU; Switzerland or NYSE)
Excerpt from the Register of Beneficial Owners (not older than 30 days)

CRAFTSMAN, LEGAL ENTITY – STATUS DOCUMENTATION (opening an account for SPECIAL PURPOSES):
Excerpt from the law on the basis of which it is evident that the funds are exempt from Enforcement 
Property management contract between the manager and the tenant representative
Co-ownership contract 
Decision on the basis of which a special purpose account is opened