PBZ Educa loans
This is why you’ll like it
Excellent terms
Flexibility
Additional benefits
The interest rate is fixed for the entire repayment period. APRC and the total amount for repayment are calculated on the selected loan amount and tenor, without intercalary interest and additional costs.
For more information, see General information available at www.pbz.hr or at the branch.
The calculation is informative and is not binding for the Bank.
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Monthly annuityFixed IR monthly annuityHRK- Loan amount - HRK
- Amount to repay - HRK
- Tenor - -
- Interest rate Fixed interest rate - %
- APRC - %
- Loan processing fee - HRK
The calculation was made for repayment in equal monthly annuities.
Customize your loan
- For covering tuition fees of a private high school or college and other school-related expenses at home and abroad
- Loan amount up to EUR 40,000
- Instalments enable you to repay your loan with less of an interest burden
Align your financial commitments
Loan users
- full-time or part-time undergraduate, graduate, postgraduate, or specialist graduate students at home and abroad If the loan user is unemployed, he/she must have a solidary debtor with a good credit standing
- for tuition fees of private high-school education, these must be the student’s parents
Loan purpose and amount
Purpose of the loan
PBZ Educa loans can be used for covering tuition fees of a private high school or college (undergraduate, graduate, postgraduate, or specialist graduate studies) as well as other education-related expenses at home and abroad.
Loan amount
- EUR 500 to EUR 40,000 for covering tuition fees or school-related expenses
Credit period and manner of repayment
Repayment period
- 12 to 120 months
- a 12-month grace period for the principal can be contracted; this includes the loan repayment term.
Manner of repayment
- the loan user can choose to repay the loan either in equal monthly annuities or monthly instalments (the loan user chooses the day of the month on which he will pay his monthly obligations)
Instalments or annuities?
Installments enable you to repay your education loan faster and with less interest expense.
Other loan benefits
- additional advantage for tuition fee loans – the loan amount can be increased up to 15% and disbursed into the student’s currency account while observing the maximum loan amount of EUR 40,000
- flexible use and repayment of the loan – the principal can also be repaid after graduation (if the duration of the studies corresponds with the loan use date)
- the maximum use date is equal to the duration of the private high school or college program, 6 years at maximum (except for loans for tuition fees with one-off use)
