Mortgage loan for pooling of obligations - Retail

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Take out a loan without guarantors and deposits

Pick the date and manner of repayment yourself

fixed interest rate for the entire repayment period

Take out a mortgage loan for pooling your obligations

Mortgage loan for the repayment of loans, including authorized overdraft
The possibility of realizing up to 100% of the estimated value of the real estate
Choice of dates for repayment of monthly annuities/instalments

Find out why making financial commitments on time is important.

Look for more information on measures to facilitate loan repayment.

Any natural person (residents) who meet the Bank’s conditions of borrowing.

Purpose of the loan

a loan for the repayment of existing loans (including authorized overdraft) at PBZ or other banks, provided that at least 50% of the mortgage loan is used to repay the existing home loan(s)

Loan amount

from EUR 20,000 to 150,000 under the condition that at least 50% of the mortgage loan is used to repay an existing loan with residential purpose
the loan amount for repayment of existing loans can be increased by up to 10% of cash payment at credit disbursement

Repayment period

Manner of repayment

The loan user can pick a day of the month on which his/her obligations fall due.

Instalments or annuities?

Instalments enable you to repay your loan with less interest burden.

closing the existing loans (including authorized overdraft) of the loan user by payment into the credit account at PBZ or another bank, and cash disbursement (up to 10% of loan amount) into the loan user’s transaction account at PBZ or another bank