Mortgage loans
This is why you’ll like it
Simplicity
Flexibility
Ease of use
For more information, see General information available at the bottom of the page in the "Related Documents" section or at the branch.
The calculation is informative and is not binding for the Bank.
The APRC is calculated on the stated loan amount, with the stated repayment period and fixed interest rate for the entire repayment period and without additional costs. The client will receive the exact calculation of the APRC in the European Standardised Information Form (ESIS) which will be delivered to him as part of the pre-contractual documentation.
For more information, see General information available at the bottom of the page in the "Related Documents" section or at the branch.
The calculation is informative and is not binding for the Bank.
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Monthly annuityFixed IR monthly annuityHRK
- Loan amount - HRK
- Amount to repay - HRK
- Tenor - -
- Interest rate Fixed interest rate - %
- APRC - %
- Loan processing fee - HRK
The calculation was made for repayment in equal monthly annuities.
Customize your loan
Take out a PBZ mortgage loan
- Get cash for financing your needs by taking out a mortgage loan based on property collateral
- Loan repayment term up to 20 years
- Loan amount EUR 20,000 or EUR 150,000
- Instalments enable you to repay your loan with less of an interest burden
Align your financial commitments
Find out why making financial commitments on time is important.
Look for more information on measures to facilitate loan repayment.
Loan users
Any natural person (residents) who meet the Bank’s conditions of borrowing.
Loan purpose and amount
Purpose of the loan
- disbursement in cash for financing your own needs
Loan amount
- EUR 20,000 to 150,000
- maximum loan amount can be up to 70% of the appraised real estate value
- the loan amount also depends on creditworthiness and total exposure to the Bank, while for loans secured by real estate collateral, the amount additionally depends on the value of the property being pledged
Credit period and manner of repayment
Repayment period
- 5 to 20 years
Manner of repayment
- choose to repay your loan in equal monthly annuities or monthly instalments
- the loan user can pick a day of the month on which his/her obligations fall due
Instalments or annuities?
Instalments enable you to repay your mortgage loan faster and with less interest expense.
Use of the loan
- disbursement to the loan user’s transaction account opened at PBZ
- disbursement into the account at another bank
